We all go through this: what to do with our bike at a rest stop on an organized ride. On your next event you’ll probably be thinking more about it. I spoke to someone whose bike was totaled at a rest stop. They found a secure leaning position and went off to enjoy the refreshments. Afterward, they found their bike under someone else’s which had fallen over. No problem, usually. This time, however, they got on and after a couple turns of the pedals heard a horrible sound. What they found was that somehow the chain had come in contact with the frame in the fall and actually cut the carbon frame when they cranked down from a dead stop. The bike was totaled.
By the way, this would be a homeowner’s claim against the rider who allowed their bike to fall over. Something to consider either way.