If you have uninsured motorist (UM) coverage on your auto policy, it covers you on your bicycle if your injury involves a vehicle. UM is a small price to pay on your auto insurance for the extra protection it offers while you ride, protecting you from drivers with little or no insurance. If you’re unsure about the extent of your insurance coverage, send me a copy of your policy declarations sheet and I’ll review it for you.
Here are some other questions you might have about your cycling accident:
Who Pays for My Broken Bicycle After a Florida Accident?
Will Pursuing My Bicycle Accident Case Take Up a Lot of My Time?
