Clearwater Florida Child Injury Lawyer FAQs

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  • If My Child Suffers a Fireworks Injury at a Neighbor's House, What Insurance is Available to Pay for Their Injury and Medical Costs?

    Homeowners insurance policies will provide coverage for the negligence of the homeowner. Almost any act of a neighbor handling or permitting the use of fireworks which cause someone to be injured would be considered negligence and should be covered. The typical homeowners insurance policy in Florida provides up to $300,000 in liability coverage to pay for serious injuries and losses.

    Because of the emotion involved, child injury cases are some of the most difficult to handle. Some of the injuries children suffer are the same as adults, such as auto accidents (the leading cause of injury to children) as well as slip/ falls.

    But many injuries are unique to children. For example, burns, fireworks injuries, school injuries, daycare injuries, golf cart, scooter/razor injuries, bicycle injuries, dog bite/animal attacks, and playground injuries are some of the injuries our office handles which are unique to children. You need an attorney you can trust, one who is genuinely interested in protecting the rights of children, and who will advocate on behalf of your child and your family.

    Has Your Child Been Injured In An Accident?

    If your child has been hurt in an accident it's important to contact an experienced child accident injury attorney as soon as possible. Please contact us online or call our office directly at 727.446.0840 to schedule your free consultation.

  • What Factors Determine What a Child Injury Case is Worth?

    The factors you would consider when determining the value of a child injury claim are a bit different than what you would consider for an adult injury claim. The main difference is that with a child, many monetary factors are not dealt with the same way, including estimating future expenses when a child does not have a work history but their injury will prevent them from working later in life.

    Your child injury attorney can look at the specifics of your child's injury and accident and help you determine the types of compensation to seek and what evidence you'll need to prove those expenses.

    Some Factors that May Affect the Value of a Child Injury Claim

    • medical expenses
    • emotional therapy/counseling for your child
    • physical therapy
    • ongoing care for your child's injury (if long-term or permanent)
    • permanent disability and disfigurement
    • loss of quality of life (damaged social and academic experiences)
    • emotional suffering (stress and insecurity)

    Since insurance adjusters typically compute non-monetary damages such as loss of quality of life and emotional suffering, the importance of having a child injury attorney to help represent the best interests of your child is paramount. Without the help of an attorney, the value of a claim could be significantly underestimated and you could end up accepting an offer for well below what your claim is worth.

    It's also important to be aware of the restrictions and specific considerations present in Florida child injury claims. For example, settlements over $15,000 may require court approval. Additionally, settlements or awards over $15,000 may be put into a restricted bank account that could require a court order or similar petition to withdraw any funds. Your attorney can explain how these restrictions may impact your case.

    Has Your Child Been Injured In An Accident?

    If your child has been hurt in an accident it's important to contact an experienced child accident injury attorney as soon as possible. Please contact us online or call our office directly at 727.446.0840 to schedule your free consultation.

  • Why Do Children Suffer So Many Fireworks Related Injuries?

    Children want to be near fireworks and have little understanding of their potential danger. Many times injuries occur because a child is too close when a firework explodes. Sparklers burn at 1000 degrees Fahrenheit and can ignite clothing. Children are curious. They want to handle them. Sometimes, a “dud”, which initially fails to ignite will do so after a child has picked it up. They also lack the physical coordination to evade sudden danger.

    Because of the emotion involved, child injury cases are some of the most difficult to handle. Some of the injuries children suffer are the same as adults, such as auto accidents (the leading cause of injury to children) as well as slip/ falls.

    But many injuries are unique to children. For example, burns, fireworks injuries, school injuries, daycare injuries, golf cart, scooter/razor injuries, bicycle injuries, dog bite/animal attacks, and playground injuries are some of the injuries our office handles which are unique to children. You need an attorney you can trust, one who is genuinely interested in protecting the rights of children, and who will advocate on behalf of your child and your family.

    Has Your Child Been Injured In An Accident?

    If your child has been hurt in an accident it's important to contact an experienced child accident injury attorney as soon as possible. Please contact us online or call our office directly at 727.446.0840 to schedule your free consultation.

  • My 10-year old son was seriously injured when he was hit by a car while riding his razor scooter on the sidewalk. The car that hit him was at fault. What insurance will pay his medical bills and pain and suffering?

    Your son is treated similar to a pedestrian and would be covered by the No-Fault/PIP insurance of the car that hit him. That coverage would be obligated to pay the first $10,000 of his medical expenses. In addition, the bodily injury liability coverage insuring the at-fault driver would be available to pay up to the limits of the policy for any medical expenses not paid by PIP, as well as his other damages, including physical pain, suffering, scarring, disfigurement, loss of the enjoyment of life, medical expenses to be incurred in the future, and, potentially, loss of future earning capacity. If your son’s damages were greater than the liability insurance coverage available, any uninsured/underinsured motorist coverage on your car insurance would be available as well, if your son resided with you.

    Has Your Child Been Injured In An Accident?

    If your child has been hurt in an accident it's important to contact an experienced child accident injury attorney as soon as possible. Please contact us online or call our office directly at 727.446.0840 to schedule your free consultation.