I recommend if your bicycle is hit by a car, you should always take it to an approved bicycle mechanic to verify its condition. Many modern bicycles are made of materials which are not easily repaired and might even become dangerous if they’ve been damaged. Once you have established that your bicycle needs to be repaired or replaced, you should make a claim against the driver responsible for the accident.
People who are injured in a Florida bicycle accident may end up dealing with three separate adjusters:
- The PIP/No-Fault adjuster of their own auto insurance company for their medical bills,
- The property damage adjuster for the At-Fault party responsible for the accident, and
- The Bodily Injury adjuster for the At-Fault party’s insurance company for their bodily injury and pain and suffering.