Your son is treated similar to a pedestrian and would be covered by the No-Fault/PIP insurance of the car that hit him. That coverage would be obligated to pay the first $10,000 of his medical expenses. In addition, the bodily injury liability coverage insuring the at-fault driver would be available to pay up to the limits of the policy for any medical expenses not paid by PIP, as well as his other damages, including physical pain, suffering, scarring, disfigurement, loss of the enjoyment of life, medical expenses to be incurred in the future, and, potentially, loss of future earning capacity. If your son’s damages were greater than the liability insurance coverage available, any uninsured/underinsured motorist coverage on your car insurance would be available as well, if your son resided with you.
Has Your Child Been Injured In An Accident?
If your child has been hurt in an accident it's important to contact an experienced child accident injury attorney as soon as possible. Please contact us online or call our office directly at 727.446.0840 to schedule your free consultation.