There are specific requirements for driving a moped, scooter or other 2-3 wheel vehicle in Florida. These are different than the rules governing the operation of other motorized vehicles, including motorcycles.
These Florida moped requirements can most easily be explained when examining 3 key topics: Licensing, Protection, and Insurance.
Licensing Requirements for Operating a Moped in Florida
Licensing requirements for these smaller vehicles are incredibly simple, provided you are not driving on a public street or roadway. Since a moped or scooter is not considered a motorcycle by legal definition, no specific license is required to operate one away from public roadways.
On public streets and roadways, you must be 16 years of age or older and hold a regular operator or "motorcycle only" license. This is because mopeds, scooters and other 2-3 wheel vehicles are considered "motor vehicles" on public roadways, and thus require a license.
Protection Requirements for Operating a Moped in Florida
As long as your vehicle has an engine of 50 cc or less, 2 brake horsepower or less, and cannot go more than 30 miles per hour on level ground, you do not need to wear a helmet. Any passengers younger than 16 years old are required to wear a helmet.
Insurance Requirements for a Moped in Florida
Insurance is not required for moped, scooter or other 2-3 wheel vehicle operators in the state of Florida. In some cases, you may be required to purchase insurance if you cause a collision on your moped.
Personal Injury Protection (PIP) is highly advised if you intend to drive your 2-3 wheel vehicle on public roadways. PIP could help tremendously in the event you are involved in a collision.
You may be required to register a moped (but not a scooter) with the county tax collector's office. You will be charged a registration fee and will have to renew on an annual basis. Contact your local department of motor vehicles to ensure that you are following the specific requirements for your particular make and model of scooter, moped or similar vehicle.