If your loved one was killed in a Florida car accident involving a vehicle, whether they were a driver, passenger, pedestrian, or bicyclist, they are entitled to $5,000 in Florida no-fault death benefits. Which insurance company pays this amount is dependent on the coverage of the individuals involved. These benefits are generally paid directly to the family of the deceased to help with funeral expenses.
If the deceased owned their own vehicle and carried no-fault (PIP) coverage then their own insurance company would pay the no-fault death benefits following a fatal Florida car accident. The no-fault death benefits carry over whether the victim was the driver, a passenger in another car, or a pedestrian/bicyclist. The no-fault death benefits are not tied to the vehicle, but rather the insured person themselves.
If the deceased did not carry no-fault coverage then the insurance company of the driver of the car that caused the Florida car accident would pay the no-fault death benefits. When a car accident occurs in the deceased’s own car their own insurance company pays the no-fault death benefits, whether the accident was caused by another negligent driver or if it was a single-car accident.
When no-fault death benefits are paid for a Florida car accident, they generally go directly to the family of the deceased. This is to allow for help in funeral expenses and other immediate financial stresses. Most insurance companies will require a copy of the death certificate and proof that the death was caused by a car accident.
It is important to understand how the insurance companies impact your wrongful death claim when you have lost a loved one in a car accident. Before accepting a settlement offer, order a FREE copy of my consumer guide, Survivor’s Guide to Florida Wrongful Death Claims or contact Jim Dodson Law to schedule a complimentary case review at 888-207-0905.