The Driver Flees the Scene... What Insurance will Cover a Florida Hit and Run Accident?

Hit and Run Street SignAs a Clearwater hit and run accident attorney, I was shocked to read news in the Tampa Bay Times about a man in Madeira Beach who was arrested and faces numerous charges, including DUI, driving with a suspended or revoked license, leaving the scene of an accident and child neglect.

What do you think the chances are of a drunk, hit and run driver having insurance on their car? Not much! Even if they stay around to own up to an accident, it’s not likely they have insurance that will help the victims. Some people who drink and drive remain at the scene and wait for police, but this is not the norm.

Many times the driver is later identified and arrested, as in the case with this man, but not always. Either way, it’s been my experience handling these kinds of injury cases that the hit and run driver generally has no car insurance. When someone is injured by a driver who leaves the scene the only hope they have to get fair compensation is from the uninsured motorist insurance (UM) on their own policy.

How does UM help after an accident? This coverage will pay what the driver who caused the accident should have paid. Our Clearwater personal injury law firm gets frequent calls from potential clients after they are injured in an accident caused by an uninsured or hit and run driver.  Most have no idea why they needed UM or if they even have it. No one had told them how UM protects them and how much of it they needed to buy.

Clearwater Accident attorney Jim Dodson continues to reach out to educate consumers about the importance of carrying UM. Everything you need to know in order to protect yourself is laid out in his book, Uninsured Motorist Insurance – Don’t Leave Home Without It!  Request your easy-to-read guide today. Although it is offered absolutely free of charge to Florida residents, the information it contains is invaluable!


…I applaud Jim Dodson for educating the public on the fundamental importance of this crucial automobile insurance option not only to drivers, but to pedestrians and cyclists as well. Please read his book, Uninsured Motorist Coverage – Don’t Leave Home Without It! It lays out the truth every Floridian should know. Jim’s right, none of us should leave home without it.  – Terry Simmons, Simmons Insurance, Clearwater

 

Jim Dodson
A Florida injury lawyer, family man and avid cyclist who clients have trusted for over 25 years.