If you were in a car accident and were taken to the emergency room, you may be worried about paying for the medical treatment. What if you were admitted to the hospital and then referred to a doctor? What do you do?
Filing a Claim After a Car Accident
If the car you were in is insured, all you need to do is file a claim with your insurance company. Call your insurance company, let them know you were hurt in a car accident. There is no need to tell them any details of your injuries just yet. The claims adjuster will open a claim and give you the claim number. You then give that claim number to the hospital and any doctor you visit.
Florida is a No Fault State
This means even if the accident you were in was not your fault, your car insurance company must pay your medical bills covered under no-fault’s Personal Injury Protection.
It may seem unfair that your insurance pays even though you didn’t cause the accident. But, our Florida no-fault system works that way to protect you. It makes sure you get the medical care you need even if the car that hit you was not insured properly.
You need to be aware of certain requirements you must meet to qualify for no-fault benefits. First, you need to see a doctor within 14 days of your accident. Also, your Personal Injury Protection benefits will be limited if you only see a chiropractor for treatment. Your insurance company should give you information about the more specific details.
If you or someone you love has been seriously injured in an auto accident and has concerns about paying for medical treatment, give us a call at 727-446-0840. Every consultation is free. In fact, you will never write us a check. We only write you a check once your case is resolved.