Your insurance company pays because Florida is a no-fault state. This means that every car owner in the state is required to carry at least $10,000 in no-fault insurance or Personal Injury Protection (PIP). The Florida legislature put this program into effect more than 30 years ago with the idea that if everyone injured in a car accident could get their medical expenses and lost earnings paid up to the policy limits without having to prove that someone else was at fault, it would reduce litigation over car accidents.
PIP/ No-fault May Not Be Enough
For smaller accidents without serious injuries, this may be true. But the limited coverage is often not enough when someone suffers serious injuries or is killed in the accident.
If you or someone you care for needs information on how to pay your bills after a car accident, let us help. We are happy to discuss your injuries and review your policy to explain what coverage is available at no charge to you. We have helped clients throughout the state of Florida. Call us now to speak with an attorney at 727-446-0840 find out what to do after you’ve been injured in an accident.