Free eBook: Uninsured Motorist Insurance - Don't Leave Home Without It

You Need Uninsured Motorist Insurance in Florida

How to Protect Yourself from Millions of Drivers on Florida Roads Who Have Little or No Insurance:

Most consumers have absolutely no idea the type of coverage they have on their car until after a crash when it is too late. Jim Dodson, a Florida personal injury lawyer, has represented people injured in car, pedestrian, bicycle and motorcycle collisions for more than 20 years. He does not sell insurance, but after working with thousands of injured victims over the years, he became committed to writing a guide that would help injured Floridians understand their insurance needs before they were involved in an accident.

UM is Critical Injury Protection for:

  • Car Drivers & Passengers
  • Pedestrians
  • Bicyclists
  • Motorcyclists

Understanding how much car insurance coverage you need and knowing the type of coverage you need to protect yourself can be confusing. Too often, even the insurance agent who is selling it doesn’t understand. The information in this guide lays it all out for you.


  • What “Full Coverage” Really Means – It may not be what you think it is!
  • What Type of Coverage You Just Can’t Afford to be Without
  • How You Can Still Recover Full Damages – Even If the Other Driver Has No Insurance
  • What Insurance Coverage Your Agent Won’t Try to Sell You – Unless You Ask


I have been in the insurance business in Florida for 42 years. A great deal of that time has been involved with automobile insurance. I have seen firsthand how vitally important Uninsured Motorists is in our State. Unfortunately, there is a great deal of misunderstanding as to why this essential protection is necessary. Many consumers believe if they have Medicare or Health Insurance they don’t need UM.

I applaud Jim Dodson for educating the public as to the fundamental importance of this crucial automobile insurance option not only to drivers, but to pedestrians and cyclists as well. Please read his book Uninsured Motorist Coverage – Don’t Leave Home Without It! It lays out the truth every Floridian should know. Jim’s right, none of us should leave home without it.
– Terry Simmons, Simmons Insurance,


Jim, Thank you. My wife and I have read all your materials that we are keeping handy for reference if needed. I have checked our auto policies and we do, as I thought, have UM (uninsured motorist) coverage. Although I canceled umbrella policies we had during my active working years, we discontinued them. I'm following through to open a new policy to supplement our coverage as you suggested. Please add us to your newsletter mailing list.
- Doug, Bradenton


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Jim Dodson
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A Florida injury lawyer, family man and avid cyclist who clients have trusted for over 25 years.