Why You Should Have UM on Your Car Insurance Policy?

Video Transcription:
If you have spent any time on our website, particularly if you get our newsletter, you'll know that I talk about uninsured motorist insurance a lot. I think it's the most important insurance you can have on your car. Quite frankly, it protects you when you're on a bicycle, as a pedestrian, as a driver in your own car, and as a passenger in someone else's car.

I was reminded this week because I had a call from a client who's been on our newsletter mailing list for a long time, and they were involved in a pretty serious accident. In our first conversation, we always ask, do you know if you have uninsured motorist insurance. The client's response was they didn't think so. I think it's really easy to hear the message but think I'm going to take care of this later or it seems confusing to me and I don't know if I want to look at it right now.

I want to make it really easy because I want you to take action on it. Here's an example of an uninsured motorist policy. This can appear on the policy in a number of different ways. Sometimes an insurance company will call it Uninsured or Underinsured. Sometimes they'll list it as straight Uninsured Motorist. Sometimes they'll call it UM or UIM. It's all the same.

If you have questions, just fill out this form, we'll do a free policy review for you. Just get us your deck sheet and I'll tell you what you have and what I think you might need. It's that easy.

Jim Dodson
A Florida injury lawyer, family man and avid cyclist who clients have trusted for over 25 years.