Let me make some suggestions to you as to what you should take with you when you walk into a lawyer's office after a car accident. I find that many people are frustrated because they have more questions than answers during those first days after an accident and you really do want direction and assurance of what the future will hold and what can be done to help you recover.
I think the most helpful thing you can bring in is really four things.
- The first would be, do you have the police report or at least the driver's exchange information that will let the lawyer know the name of the other party and the insurance company and the police agency that investigated the accident?
- Secondly, do you have a letter or a telephone number, the claim number and the insurance adjuster of the driver of the other car that caused the accident? This will allow your lawyer to communicate with them right away and find out how much insurance was on the car. It will give you a better idea of what kind of help the lawyer can give you in recovering financially.
- The third thing is you want to bring your own information about your own insurance policy, usually your declarations page which you might get from your insurance company every year or every six months. With that your lawyer can find out if you have uninsured motorist insurance on your policy and how much PIP you have available to pay your own medical expenses.
- And finally, if you've taken photographs at the scene on your cellphone bring those along. Those are very helpful for the lawyer to see the actual damage to your car or maybe to the other car and the scene of the accident.
I think if you have those four things, you really give the lawyer enough information that they can start giving you real guidance and answer the specific questions that you have to put your mind at ease about what's going to happen next.
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