I think it’s pretty understandable if you have been involved in a personal injury case to have it in the back of your mind, based on what you hear from friends and neighbors, that the insurance company is going to spy on you. They’re going to put surveillance on you. I think in most cases where there is not a tremendous injury or where there is not surgery and tremendous consequences from the injury, the answer is probably not.
Insurance companies do what they need to do to protect them from paying money to you. If your case is a bigger case and they feel like they need to take extra precaution to try and minimize what they pay you, then absolutely, you can assume that every time you walk out of your house, there’s an investigator that has a camera either following you or watching you. All they are doing is watching what you do in public.
So, if you are being straightforward and honest about what you say about what you can and cannot do, it really doesn’t matter anyway. Although, it’s a little unnerving to know that someone has you under surveillance.
In many cases this won’t happen but in some cases where there is more involved or there is some issue where the insurance company is trying to fight you on then there is a good chance they will be watching you and you should expect that they will.